child benefits

child benefits

Are you eligible to receive Canada Child Benefits (CCB)?

On the Government of Canada website (canada.ca), you’ll find basic information on entitlement to the Canada Child Tax Benefit (tax credits and benefits for individuals). However, it’s important to know that :

  • In Canada, family allowances and child benefits are administered by the federal government, with possible variations at provincial level.
  • These benefits are mainly distributed in the form of the Canada Child Tax Benefit (CCTB) and the Goods and Services Tax Credit (GST/HST), which are designed to support families according to their income and household size.

ACE eligibility criteria

To be eligible for family benefits in Canada, you must meet certain basic criteria:

  • Family income: Benefit amounts vary according to family income. The lower or more average your income, the higher the benefit.
  • Number of children: The amount of the benefit increases with the number of dependent children in the household.
  • Residency status: You must be a Canadian resident, protected person or permanent resident to qualify for benefits.

Benefits are paid monthly by the Canada Revenue Agency (CRA). The amount you receive depends on several factors, such as :

  • Your income for the previous year
  • The province in which you live
  • The number of dependent children.

How does it work, depending on your employment status?

  • If you are employed in Canada, your family allowance is paid directly by the government, not by your employer. Unlike some European countries, where family allowances can be administered by the employer, in Canada it’s usually the federal government that takes care of the payment.
  • If you are self-employed or work part-time, you may also be entitled to these benefits, although the amount may be adjusted according to your income.

Family benefits in Canada

Family benefit amounts are calculated annually and can fluctuate depending on a number of factors, such as household income and province of residence. For example, in 2023, Canada Child Tax Benefit (CCTB) amounts can reach up to $6,997 per year per child for a low-income family, although this amount gradually decreases for families with higher incomes.

In Quebec, there are also specific provincial family allowances, which are administered separately from the federal government. Families living in Quebec can receive additional assistance, depending on their needs.

How do I apply for Family Allowances in Canada?

You can apply online via the official Revenue Canada website. Once your application has been approved, you’ll start receiving your monthly payments.

It’s important to check your entitlements directly with Revenue Canada and, if you live in Quebec, with Revenu Québec for programs specific to your province.

Useful information

If you’re a family new to Canada, it can be useful to contact local associations that help immigrants integrate. For example:

  • Immigrant Services Association of Nova Scotia: Helps newcomer families understand their rights and adapt to life in Canada.
  • Canadian Immigrant Integration Program (CIIP): Provides resources to help newcomers navigate social and tax services, including family allowances.